We are a privately held, independent, non-affiliated consulting firm and pride ourselves on our ability to provide objective and unbiased recommendations. We only receive money from our clients. We don't receive commissions, fees or incentives from any other source. We aren't brokers or agents, don't sell insurance and are not compensated for any solutions we recommend.

With RiskflexTM, you can expect original work of professional quality. We start each project with a clean sheet of paper with no preconceived notions and take pride in our ability to ask the right questions.

Since 1988, Riskflex has provided risk management consulting services to clients in twenty-eight different industries. The tenants of risk management work across a broad range of challenges including: problem solving, program development, managing change, calamity recovery, auditing existing programs or establishing new ones. Our success stories say a lot about us.


The range of client services provided include:

Business Consulting
        *  Temporary or interim executive management assignments
        *  Strategic planning
        *  Strategic problem solving
        *  Project management       
        *  Operational management 
        *  Sales & marketing strategy     
        *  Business continuity planning
        *  Disaster recovery plans       
        *  Policies & procedures review and/or rewrite     
        *  Staff training
        *  Mergers & Acquisitions due diligence
        *  Feasibility Studies 
        *  Negotiations
        *  Sarbanes-Oxley (corporate governance)

Risk Management
        *  Contract risk management department
        *  Risk management program implementation
        *  Risk management audits
        *  Feasibility studies
        *  Risk Management Information Systems (RMIS)
        *  Expert witness and legal strategy development
        *  Alternative risk transfer (self-funding, pools, RRG's, etc.)
        *  Negotiation of banking covenants for alternative risk transfer
        * Safety and loss control
        *  Human Resources administration
        *  Enterprise risk management
        *  International exposures
        *  Intellectual properties

Insurance
        *  Insurance procurement management
        *  Draft insurance bid specs
        *  Indemnification clause development and administration
        *  Self-insurance feasibility studies
        *  Insurance policy review and analysis
        *  Construction wrap-up programs
        *  Broker evaluation and performance standards
     
Claims
        *  Claims management
        *  Workers' compensation
        *  Auto
        *  Liability (general, premises, professional)
        *  Products liability
        *  Property and casualty risk exposures
        *  Professional liability
        *  Third party administration (TPA) audits or establishment
        *  Feasibility study for onsite occupational health program
        *  Structured settlements
        *  Legal performance standards development

Health Benefits
        *  Program evaluation
        *  Administration
        *  Plan design
        *  Alternative financing feasibility studies
        *  Third Party Administration (TPA) bid specs
        *  TPA audit
        *  Occupational health clinic (onsite) feasibility study

Regulatory Compliance
        *  Consolidated Omnibus Reconciliation Act (COBRA)
        *  Department of Labor (DOL)
        *  Department of Transportation (DOT)
        *  Employee Retirement Income Security Act (ERISA)
        *  Environmental Protection Agency (EPA)
        *  Federal Emergency Management Agency (FEMA)
        *  Federal Motor Carrier Safety Administration (FMCSA)
        *  Health Insurance Portability and Accountability Act (HIPAA)
        *  Occupational Safety & Health Act (OSHA)
        *  Social Security Administration (SSA)


Contact: 
                Steven Webber, ARM, CITRMS
                President
                Office:  205-695-7272 or 800-287-6184
                Email:  stevew@riskflex.com




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