Drove 25% bottom-line improvement and slashed cost of risk 45% for a $1 Billion global manufacturer/distributor
Temporary interim executive for a national manufacturing and distribution company acting as Executive Vice President (EVP) and Chief Operating Officer (COO) responsible for strategic planning, marketing, operations and interim management
Reduced acquisition costs $13.2 Million through due diligence process and identification of hidden claims for a national professional employer organization
Saved $1.2 Million in first year, a 24% loss ratio reduction, via implementation of cutting-edge underwriting technology for the self-insured, self-administered workers' compensation program of a national poultry processing company
Negotiated wage, benefits, safety and labor issues with 23 unions reaching the 1st unified benefits sign-off ever for the housing authority of a major city
Saved $18 Million+ per year through design-implementation of a self-funded world-wide manufacturer's warranty program for a global manufacturer
Generated $4 Million first year savings for a national food chain through aggressive claims and insurance negotiations
Cut outside legal fees 30%, reduced overhead $1.2 Million and decreased workers' compensation claims by $2.8 Million for a large municipality
Attained legal and regulatory compliance while delivering $2 Million first year savings by creating  a risk management program for an international chemical company new to the US; negotiated benefits for expatriat employees overseas
Saved $60 Million+ through negotiation and program design for national healthcare organizations and other corporations
Conducted an occupational health feasibility study for a large metropolitan hospital chain wishing to establish a workers' compensation program for local industries
Cut contract turn-around time 50% and raised indemnification requirements by $1 Million optimizing competitive position for a regional construction firm
Audited $3 Billion state property fund saving $4 Million in one year through redesign of financial reporting and claims handling
Developed national workers' compensation claim call center boosting revenue 45% in one year with opportunity for future growth for a third party administration company
Negotiated bank covenants, collateralization, broker agreements, performance standards, state-by-state regulatory issues and transition goals and objectives for a large self-insured national company
Reduced claims cost by 20% and staff costs 18% by creating an integrated disability program
Managed health program negotiations, underwriting, data conversion and communications for 1,500 clients with 15,000 employees in 42 states on time and completed project in budget achieving a client retention rate of 97%
For a large regional insurance broker, added insurance companies to agency portfolio, established web based marketing and underwriting submission program, and put agency on insurance accounting system, all of which increased agency sales by 92%
Standardized loss and insurance costs across both similar and dissimilar units saving branch management frustration and supporting profit center profit sharing goals for a retailer with branch offices in 48 states.
Reduced communication staff time by 40% by developing web-based profit center and location reporting capabilities for claims
Saved company $150 Thousand annually and reduced sick time by 3 days a year per employee through coordination of integrated disability management with non-acute pain clinic on-site
Rewrote executive travel policy to reduce the risk of multiple executives in common accident on any of company's 4 owned aircraft and standardized how senior managers traveled to conventions, sales meetings, etc.
1,000% increase in risk management's ability to receive information crucial to decision making by opening communication channels and giving the risk management function a "personality"
Created accountability, pride, professionalism and confidence in a department demoralized and stigmatized by former director's embezzlement of $34 Million
Uncovered fraud, reported insurance agent to State Insurance Commission and collected $400 Thousand fee over payment
Saved large national financial services companies money, solved myriad problems, catalyst for change, mergers & acquisitions, contingency planning, program audits, cost allocation systems, risk management information systems (RMIS) and negotiations of all kinds saving hundreds of thousands of dollars, added to the bottom line profitability and changed corporate cultures
Produced insurance certificate tracking system and procedures to define insurer solvency and stability for all insurance carriers providing vendor insurance to major international airport
Aided national insurance company executives in development of new group claims department initiative by creating strategic plan and leading implementation team
Drafted enabling legislation for state government freeing up $18 Million in new money that could be reallocated to other non-risk management projects including building a new administration building
Expert witness and legal strategist helping law firm client understand insurance policy language and its interpretation within the industry establishing successful strategy for effective use of structured settlements and alternative legal strategies
Consultant to national managed care companies, hospitals, and insurance companies for health benefits, workers' compensation, risk management information systems and claims departments increasing both efficiency and effectiveness adding to the bottom line profitability
Negotiated with attorneys, brokers, vendors, consultants, insurance companies, underwriters and bankers for a wide variety of products and services on behalf of major companies in assorted industries reducing costs (see industries served)
Audited risk management program including claims management procedures for a large, multi-state publishing company identifying new ways to cut costs and increase operating efficiency by 15%
Increased revenue 45%, added risk management component to all Fortune 500 financial audits, saved clients in excess of $85 Million as part of national mergers & acquisitions team for international financial services company
Evaluated broker services, drafted insurance services bid specs and evaluated submissions saving $4 Million in insurance costs and negotiated liquidated damages for performance standards for a large metropolitan county
Conducted insurance feasibility study for multi-state transit authority wishing to start its own insurance company to provide direct insurance to its transit system members
Multiple consulting assignments for governments at all levels, United States Government, states, counties, cities, school districts, port authorities, housing authorities, transportation systems and quasi governmental entities (see client list)
Conducted construction wrap-up program for large metropolitan indigent care hospital saving hundreds of thousands in insurance cost and simplifying
multi-party liability, completed operations and auto claims
Success Stories

flexible risk management consulting
®
RISK
Flex